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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,891 | $180,749-42.0% | $160,784-34.8% | $137,256-23.6% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 21.35% | 2234.46%-2213.1pp | 1803.92%-1782.6pp | 220.34%-199.0pp |
| Employer contribution / active EE | $6,190 | $4,155+49.0% | $3,733+65.8% | $4,156+48.9% |
| Participant deferral / active EE | $16,602 | $6,844+142.6% | $6,293+163.8% | $6,407+159.1% |
| Admin fee / account holder | $384 | $10,397-96.3% | $9,717-96.1% | $12,270-96.9% |