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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,423 | $183,516-52.4% | $155,534-43.8% | $145,884-40.1% |
| Participation rate | 81.3% | 82.7%-1.5pp | 78.2%+3.0pp | 80.3%+0.9pp |
| Annual return | 19.16% | 61.43%-42.3pp | 64.92%-45.8pp | 551.85%-532.7pp |
| Employer contribution / active EE | $3,072 | $5,315-42.2% | $4,675-34.3% | $4,662-34.1% |
| Participant deferral / active EE | $7,101 | $6,467+9.8% | $5,630+26.1% | $6,690+6.1% |
| Admin fee / account holder | $502 | $19,293-97.4% | $15,900-96.8% | $13,392-96.2% |