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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,058 | $166,020+28.9% | $164,866+29.8% | $145,959+46.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 27.76% | 100.08%-72.3pp | 69.97%-42.2pp | 561.95%-534.2pp |
| Employer contribution / active EE | $13,988 | $5,275+165.2% | $4,343+222.1% | $4,661+200.1% |
| Participant deferral / active EE | $11,423 | $6,961+64.1% | $6,033+89.3% | $6,689+70.8% |
| Admin fee / account holder | $10,493 | $16,644-37.0% | $12,689-17.3% | $13,398-21.7% |