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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,167 | $102,429-12.0% | $147,096-38.7% | $80,925+11.4% |
| Participation rate | 91.9% | 75.9%+16.0pp | 82.2%+9.7pp | 67.7%+24.2pp |
| Annual return | 158.41% | 135.02%+23.4pp | 419.75%-261.3pp | 35.65%+122.8pp |
| Employer contribution / active EE | $4,565 | $3,716+22.9% | $4,936-7.5% | $2,756+65.6% |
| Participant deferral / active EE | $9,383 | $6,649+41.1% | $8,071+16.3% | $4,299+118.3% |
| Admin fee / account holder | $9,351 | $7,957+17.5% | $13,005-28.1% | $6,940+34.7% |