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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,776 | $102,382-58.2% | $147,005-70.9% | $80,874-47.1% |
| Participation rate | 57.8% | 75.8%-18.1pp | 82.2%-24.4pp | 67.6%-9.9pp |
| Annual return | 33.14% | 134.89%-101.7pp | 418.76%-385.6pp | 35.62%-2.5pp |
| Employer contribution / active EE | $2,347 | $3,715-36.8% | $4,934-52.4% | $2,756-14.8% |
| Participant deferral / active EE | $6,068 | $6,646-8.7% | $8,070-24.8% | $4,297+41.2% |
| Admin fee / account holder | $26 | $7,942-99.7% | $13,006-99.8% | $6,935-99.6% |