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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,058 | $78,520-12.1% | $96,576-28.5% | $82,448-16.2% |
| Participation rate | 35.7% | 77.7%-42.0pp | 81.4%-45.7pp | 68.1%-32.4pp |
| Annual return | 23.37% | 41.30%-17.9pp | 38.47%-15.1pp | 41.64%-18.3pp |
| Employer contribution / active EE | $544 | $2,630-79.3% | $3,553-84.7% | $2,551-78.7% |
| Participant deferral / active EE | $4,938 | $6,754-26.9% | $7,956-37.9% | $4,139+19.3% |
| Admin fee / account holder | $6,118 | $13,455-54.5% | $11,381-46.2% | $7,234-15.4% |