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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,757 | $100,073+15.7% | $85,126+36.0% | $145,877-20.6% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 13.13% | 84.11%-71.0pp | 66.63%-53.5pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,536 | $3,236-52.5% | $2,731-43.7% | $4,663-67.1% |
| Participant deferral / active EE | $12,761 | $5,294+141.0% | $4,523+182.1% | $6,691+90.7% |
| Admin fee / account holder | $1,077 | $7,261-85.2% | $6,160-82.5% | $13,402-92.0% |