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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,894 | $155,555-48.6% | $146,866-45.6% | $155,188-48.5% |
| Participation rate | 44.4% | 84.0%-39.5pp | 82.5%-38.1pp | 80.8%-36.4pp |
| Annual return | 19.68% | 115.41%-95.7pp | 102.85%-83.2pp | 148.84%-129.2pp |
| Employer contribution / active EE | $1,664 | $4,647-64.2% | $4,425-62.4% | $4,248-60.8% |
| Participant deferral / active EE | $5,627 | $8,044-30.1% | $7,759-27.5% | $6,531-13.8% |
| Admin fee / account holder | $559 | $14,755-96.2% | $13,620-95.9% | $14,480-96.1% |