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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,300 | $162,136-48.6% | $152,301-45.3% | $154,746-46.2% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 31.55% | 91.02%-59.5pp | 80.50%-49.0pp | 172.34%-140.8pp |
| Employer contribution / active EE | $12,879 | $4,890+163.4% | $4,624+178.5% | $4,379+194.1% |
| Participant deferral / active EE | $10,000 | $8,341+19.9% | $8,004+24.9% | $6,730+48.6% |
| Admin fee / account holder | $3,160 | $15,759-79.9% | $14,398-78.1% | $14,365-78.0% |