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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,300 | $154,228-46.0% | $145,433-42.7% | $137,256-39.3% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 31.55% | 74.59%-43.0pp | 66.58%-35.0pp | 220.34%-188.8pp |
| Employer contribution / active EE | $12,879 | $4,804+168.1% | $4,554+182.8% | $4,156+209.9% |
| Participant deferral / active EE | $10,000 | $8,216+21.7% | $7,897+26.6% | $6,407+56.1% |
| Admin fee / account holder | $3,160 | $14,344-78.0% | $13,129-75.9% | $12,270-74.2% |