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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,572 | $181,062-84.8% | $158,223-82.6% | $155,188-82.2% |
| Participation rate | 85.0% | 82.7%+2.3pp | 79.2%+5.8pp | 80.8%+4.2pp |
| Annual return | 19.72% | 57.39%-37.7pp | 52.09%-32.4pp | 148.84%-129.1pp |
| Employer contribution / active EE | $2,445 | $4,565-46.4% | $4,109-40.5% | $4,248-42.4% |
| Participant deferral / active EE | $3,413 | $6,134-44.4% | $5,467-37.6% | $6,531-47.7% |
| Admin fee / account holder | $1,388 | $18,825-92.6% | $16,047-91.3% | $14,480-90.4% |