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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,659 | $75,058-36.5% | $152,301-68.7% | $64,340-25.9% |
| Participation rate | 72.7% | 60.9%+11.8pp | 82.4%-9.8pp | 55.2%+17.4pp |
| Annual return | 38.03% | 29.93%+8.1pp | 80.50%-42.5pp | 24.14%+13.9pp |
| Employer contribution / active EE | $3,112 | $2,605+19.5% | $4,624-32.7% | $1,862+67.2% |
| Participant deferral / active EE | $7,446 | $5,041+47.7% | $8,004-7.0% | $2,980+149.9% |
| Admin fee / account holder | $3,221 | $4,050-20.5% | $14,398-77.6% | $3,703-13.0% |