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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,659 | $88,360-46.1% | $145,433-67.2% | $67,986-29.9% |
| Participation rate | 72.7% | 65.5%+7.2pp | 82.1%-9.4pp | 57.2%+15.5pp |
| Annual return | 38.03% | 63.15%-25.1pp | 66.58%-28.5pp | 31.67%+6.4pp |
| Employer contribution / active EE | $3,112 | $3,054+1.9% | $4,554-31.7% | $2,019+54.2% |
| Participant deferral / active EE | $7,446 | $5,932+25.5% | $7,897-5.7% | $3,358+121.8% |
| Admin fee / account holder | $3,221 | $3,313-2.8% | $13,129-75.5% | $3,203+0.5% |