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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,109 | $29,319+9.5% | $52,425-38.8% | $82,448-61.1% |
| Participation rate | 14.6% | 46.9%-32.3pp | 55.6%-41.0pp | 68.1%-53.5pp |
| Annual return | 22.80% | 535.20%-512.4pp | 302.12%-279.3pp | 41.64%-18.8pp |
| Employer contribution / active EE | $251 | $586-57.2% | $914-72.6% | $2,551-90.2% |
| Participant deferral / active EE | $797 | $1,171-32.0% | $1,790-55.5% | $4,139-80.8% |
| Admin fee / account holder | $2,707 | $1,962+38.0% | $2,495+8.5% | $7,234-62.6% |