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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,159 | $124,425-60.5% | $112,040-56.1% | $137,256-64.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 10.14% | 24.72%-14.6pp | 24.52%-14.4pp | 220.34%-210.2pp |
| Employer contribution / active EE | $900 | $3,411-73.6% | $2,954-69.5% | $4,156-78.3% |
| Participant deferral / active EE | $6,000 | $5,718+4.9% | $5,098+17.7% | $6,407-6.3% |
| Admin fee / account holder | $839 | $15,207-94.5% | $12,098-93.1% | $12,270-93.2% |