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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,896 | $160,028-70.1% | $147,080-67.4% | $145,884-67.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.54% | 98.60%-83.1pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $3,989 | $5,286-24.5% | $4,933-19.1% | $4,662-14.4% |
| Participant deferral / active EE | $10,073 | $8,422+19.6% | $8,066+24.9% | $6,690+50.6% |
| Admin fee / account holder | $7,148 | $15,030-52.4% | $12,989-45.0% | $13,392-46.6% |