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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,515,812 | $88,754+1607.9% | $81,820+1752.6% | $145,877+939.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.75% | 1031.77%-1017.0pp | 777.93%-763.2pp | 551.28%-536.5pp |
| Employer contribution / active EE | $35,932 | $3,085+1064.6% | $2,915+1132.7% | $4,663+670.6% |
| Participant deferral / active EE | $31,140 | $4,648+570.0% | $4,323+620.4% | $6,691+365.4% |
| Admin fee / account holder | $15,713 | $8,424+86.5% | $7,391+112.6% | $13,402+17.2% |