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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,515,812 | $88,778+1607.4% | $81,844+1752.1% | $145,884+939.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.75% | 1033.03%-1018.3pp | 778.87%-764.1pp | 551.85%-537.1pp |
| Employer contribution / active EE | $35,932 | $3,087+1064.0% | $2,916+1132.1% | $4,662+670.7% |
| Participant deferral / active EE | $31,140 | $4,648+569.9% | $4,323+620.3% | $6,690+365.5% |
| Admin fee / account holder | $15,713 | $8,430+86.4% | $7,355+113.6% | $13,392+17.3% |