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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,222 | $160,070-18.0% | $147,117-10.8% | $145,897-10.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.87% | 98.69%-86.8pp | 420.54%-408.7pp | 552.29%-540.4pp |
| Employer contribution / active EE | $10,493 | $5,285+98.6% | $4,932+112.7% | $4,663+125.0% |
| Participant deferral / active EE | $14,791 | $8,419+75.7% | $8,065+83.4% | $6,689+121.1% |
| Admin fee / account holder | $3,073 | $15,035-79.6% | $12,993-76.3% | $13,390-77.1% |