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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,613 | $159,978+23.5% | $147,041+34.4% | $145,978+35.4% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.2pp | 80.3%-3.4pp |
| Annual return | 28.46% | 98.36%-69.9pp | 419.21%-390.7pp | 550.52%-522.1pp |
| Employer contribution / active EE | $4,794 | $5,288-9.4% | $4,935-2.9% | $4,662+2.8% |
| Participant deferral / active EE | $9,537 | $8,429+13.1% | $8,071+18.2% | $6,690+42.6% |
| Admin fee / account holder | $5,374 | $15,053-64.3% | $13,006-58.7% | $13,400-59.9% |