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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,159 | $100,139-73.9% | $85,187-69.3% | $145,884-82.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 16.32% | 84.15%-67.8pp | 66.67%-50.3pp | 551.85%-535.5pp |
| Employer contribution / active EE | $4,166 | $3,238+28.7% | $2,732+52.5% | $4,662-10.7% |
| Participant deferral / active EE | $6,335 | $5,296+19.6% | $4,525+40.0% | $6,690-5.3% |
| Admin fee / account holder | $396 | $7,262-94.5% | $6,162-93.6% | $13,392-97.0% |