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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,579 | $159,934-9.6% | $147,005-1.7% | $145,959-0.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.88% | 98.24%-86.4pp | 418.76%-406.9pp | 561.95%-550.1pp |
| Employer contribution / active EE | $9,942 | $5,287+88.0% | $4,934+101.5% | $4,661+113.3% |
| Participant deferral / active EE | $10,613 | $8,427+25.9% | $8,070+31.5% | $6,689+58.7% |
| Admin fee / account holder | $5,556 | $15,053-63.1% | $13,006-57.3% | $13,398-58.5% |