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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,409 | $108,897-87.7% | $100,378-86.6% | $145,877-90.8% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 14.61% | 58.17%-43.6pp | 49.41%-34.8pp | 551.28%-536.7pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,137 | $8,455-62.9% | $8,087-61.2% | $6,691-53.1% |
| Admin fee / account holder | $1,386 | $9,690-85.7% | $7,899-82.4% | $13,402-89.7% |