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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $156,398-47.6% | $147,318-44.3% | $138,895-41.0% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 19.63% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $6,354 | $4,853+30.9% | $4,593+38.3% | $4,194+51.5% |
| Participant deferral / active EE | $12,350 | $8,237+49.9% | $7,906+56.2% | $6,396+93.1% |
| Admin fee / account holder | $5,014 | $14,976-66.5% | $13,708-63.4% | $12,562-60.1% |