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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $162,136-49.4% | $152,301-46.2% | $154,746-47.0% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 19.63% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $6,354 | $4,890+29.9% | $4,624+37.4% | $4,379+45.1% |
| Participant deferral / active EE | $12,350 | $8,341+48.1% | $8,004+54.3% | $6,730+83.5% |
| Admin fee / account holder | $5,014 | $15,759-68.2% | $14,398-65.2% | $14,365-65.1% |