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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,909 | $156,398-47.6% | $147,318-44.4% | $138,895-41.0% |
| Participation rate | 62.5% | 83.8%-21.3pp | 82.1%-19.6pp | 79.9%-17.4pp |
| Annual return | 18.22% | 78.75%-60.5pp | 70.43%-52.2pp | 145.39%-127.2pp |
| Employer contribution / active EE | $6,561 | $4,853+35.2% | $4,593+42.9% | $4,194+56.4% |
| Participant deferral / active EE | $13,029 | $8,237+58.2% | $7,906+64.8% | $6,396+103.7% |
| Admin fee / account holder | $521 | $14,976-96.5% | $13,708-96.2% | $12,562-95.9% |