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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,163 | $76,522-14.8% | $56,033+16.3% | $145,884-55.3% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 13.04% | 3014.28%-3001.2pp | 1711.38%-1698.3pp | 551.85%-538.8pp |
| Employer contribution / active EE | $488 | $1,382-64.7% | $1,041-53.1% | $4,662-89.5% |
| Participant deferral / active EE | $1,635 | $2,624-37.7% | $1,954-16.3% | $6,690-75.6% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |