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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $81,760 |
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $43,424 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,668 | $106,230-60.8% | $147,080-71.7% | $77,736-46.4% |
| Participation rate | 63.9% | 78.4%-14.5pp | 82.2%-18.3pp | 70.6%-6.7pp |
| Annual return | 16.39% | 56.91%-40.5pp | 420.17%-403.8pp | 31.26%-14.9pp |
| Employer contribution / active EE | $3,722 | $4,072-8.6% | $4,933-24.5% | $2,728+36.5% |
| Participant deferral / active EE | $5,208 | $8,001-34.9% | $8,066-35.4% | $4,651+12.0% |
| Admin fee / account holder | $115 | $338-65.9% | $12,989-99.1% | $433-73.4% |