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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,137 | $31,105+0.1% | $53,647-42.0% | $64,097-51.4% |
| Participation rate | 9.0% | 30.7%-21.7pp | 56.3%-47.3pp | 55.2%-46.2pp |
| Annual return | 22.70% | 22.54%+0.2pp | 358.33%-335.6pp | 34.64%-11.9pp |
| Employer contribution / active EE | $204 | $441-53.7% | $962-78.8% | $1,891-89.2% |
| Participant deferral / active EE | $510 | $896-43.1% | $1,813-71.9% | $3,080-83.4% |
| Admin fee / account holder | $16 | $2,195-99.3% | $2,460-99.3% | $3,454-99.5% |