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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,137 | $29,051+7.2% | $52,425-40.6% | $67,986-54.2% |
| Participation rate | 9.0% | 30.4%-21.5pp | 55.6%-46.7pp | 57.2%-48.3pp |
| Annual return | 22.70% | 24.00%-1.3pp | 302.12%-279.4pp | 31.67%-9.0pp |
| Employer contribution / active EE | $204 | $412-50.5% | $914-77.7% | $2,019-89.9% |
| Participant deferral / active EE | $510 | $873-41.6% | $1,790-71.5% | $3,358-84.8% |
| Admin fee / account holder | $16 | $2,113-99.2% | $2,495-99.3% | $3,203-99.5% |