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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,692 | $282,059-85.6% | $213,469-80.9% | $154,746-73.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 42.00% | 20.90%+21.1pp | 20.58%+21.4pp | 172.34%-130.3pp |
| Employer contribution / active EE | $10,624 | $6,189+71.7% | $4,994+112.7% | $4,379+142.6% |
| Participant deferral / active EE | $8,622 | $8,186+5.3% | $6,841+26.0% | $6,730+28.1% |
| Admin fee / account holder | $443 | $37,435-98.8% | $27,141-98.4% | $14,365-96.9% |