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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,554 | $75,541+10.6% | $152,093-45.1% | $82,637+1.1% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.82% | 32.56%-17.7pp | 66.36%-51.5pp | 53.51%-38.7pp |
| Employer contribution / active EE | $2,268 | $2,622-13.5% | $4,175-45.7% | $2,552-11.1% |
| Participant deferral / active EE | $3,383 | $3,206+5.5% | $5,451-37.9% | $4,126-18.0% |
| Admin fee / account holder | $10,143 | $6,405+58.4% | $14,497-30.0% | $7,339+38.2% |