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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,583 | $29,733-14.0% | $56,025-54.3% | $80,959-68.4% |
| Participation rate | 38.5% | 41.7%-3.3pp | 52.5%-14.0pp | 67.7%-29.2pp |
| Annual return | 15.30% | 35.28%-20.0pp | 1712.69%-1697.4pp | 35.67%-20.4pp |
| Employer contribution / active EE | $883 | $672+31.4% | $1,042-15.2% | $2,757-68.0% |
| Participant deferral / active EE | $3,220 | $1,229+161.9% | $1,955+64.7% | $4,300-25.1% |
| Admin fee / account holder | $372 | $2,434-84.7% | $2,828-86.9% | $6,925-94.6% |