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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,583 | $29,716-13.9% | $56,077-54.4% | $80,925-68.4% |
| Participation rate | 38.5% | 41.7%-3.2pp | 52.5%-14.0pp | 67.7%-29.2pp |
| Annual return | 15.30% | 35.30%-20.0pp | 1709.28%-1694.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $883 | $671+31.6% | $1,040-15.1% | $2,756-68.0% |
| Participant deferral / active EE | $3,220 | $1,228+162.1% | $1,954+64.8% | $4,299-25.1% |
| Admin fee / account holder | $372 | $2,432-84.7% | $2,825-86.8% | $6,940-94.6% |