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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,893 | $70,366-27.7% | $66,674-23.7% | $138,895-63.4% |
| Participation rate | 70.0% | 76.2%-6.2pp | 73.7%-3.7pp | 79.9%-9.9pp |
| Annual return | 11.25% | 386.41%-375.2pp | 321.24%-310.0pp | 145.39%-134.1pp |
| Employer contribution / active EE | $621 | $2,765-77.5% | $2,620-76.3% | $4,194-85.2% |
| Participant deferral / active EE | $4,657 | $4,374+6.5% | $4,084+14.0% | $6,396-27.2% |
| Admin fee / account holder | $2,051 | $5,262-61.0% | $5,098-59.8% | $12,562-83.7% |