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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,315 | $201,259-45.7% | $184,200-40.7% | $145,959-25.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.35% | 28.98%-13.6pp | 28.80%-13.4pp | 561.95%-546.6pp |
| Employer contribution / active EE | $13,992 | $7,018+99.4% | $6,424+117.8% | $4,661+200.2% |
| Participant deferral / active EE | $19,991 | $9,806+103.9% | $9,132+118.9% | $6,689+198.9% |
| Admin fee / account holder | $20,174 | $16,372+23.2% | $13,907+45.1% | $13,398+50.6% |