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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,315 | $201,264-45.7% | $184,185-40.6% | $145,978-25.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.35% | 29.00%-13.7pp | 28.81%-13.5pp | 550.52%-535.2pp |
| Employer contribution / active EE | $13,992 | $7,021+99.3% | $6,426+117.8% | $4,662+200.2% |
| Participant deferral / active EE | $19,991 | $9,806+103.9% | $9,132+118.9% | $6,690+198.8% |
| Admin fee / account holder | $20,174 | $16,376+23.2% | $13,909+45.0% | $13,400+50.5% |