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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,682 | $106,749-74.1% | $145,433-81.0% | $82,448-66.4% |
| Participation rate | 92.7% | 75.6%+17.1pp | 82.1%+10.6pp | 68.1%+24.7pp |
| Annual return | 19.59% | 27.59%-8.0pp | 66.58%-47.0pp | 41.64%-22.1pp |
| Employer contribution / active EE | $3,289 | $3,444-4.5% | $4,554-27.8% | $2,551+28.9% |
| Participant deferral / active EE | $7,723 | $6,519+18.5% | $7,897-2.2% | $4,139+86.6% |
| Admin fee / account holder | $2,737 | $8,390-67.4% | $13,129-79.2% | $7,234-62.2% |