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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,956 | $162,136+191.7% | $152,301+210.5% | $154,746+205.6% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 8.60% | 91.02%-82.4pp | 80.50%-71.9pp | 172.34%-163.7pp |
| Employer contribution / active EE | $8,009 | $4,890+63.8% | $4,624+73.2% | $4,379+82.9% |
| Participant deferral / active EE | $16,582 | $8,341+98.8% | $8,004+107.2% | $6,730+146.4% |
| Admin fee / account holder | $81,162 | $15,759+415.0% | $14,398+463.7% | $14,365+465.0% |