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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,956 | $154,228+206.7% | $145,433+225.2% | $137,256+244.6% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 8.60% | 74.59%-66.0pp | 66.58%-58.0pp | 220.34%-211.7pp |
| Employer contribution / active EE | $8,009 | $4,804+66.7% | $4,554+75.8% | $4,156+92.7% |
| Participant deferral / active EE | $16,582 | $8,216+101.8% | $7,897+110.0% | $6,407+158.8% |
| Admin fee / account holder | $81,162 | $14,344+465.8% | $13,129+518.2% | $12,270+561.5% |