Filed September 30, 2025
Total covered: 8 employees
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$2,526 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,485 | $79,209-37.5% | $102,434-51.7% | $74,459-33.5% |
| Participation rate | 76.7% | 74.8%+2.0pp | 76.5%+0.2pp | 67.2%+9.5pp |
| Annual return | 11.26% | 54.98%-43.7pp | 29.46%-18.2pp | 1369.70%-1358.4pp |
| Employer contribution / active EE | $304 | $2,362-87.1% | $3,023-89.9% | $2,626-88.4% |
| Participant deferral / active EE | $2,993 | $4,417-32.2% | $5,055-40.8% | $4,350-31.2% |
| Admin fee / account holder | $8 | $2,002-99.6% | $9,462-99.9% | $1,945-99.6% |