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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,711 | $81,504-78.3% | $102,437-82.7% | $80,959-78.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 17.11% | 25.60%-8.5pp | 24.95%-7.8pp | 35.67%-18.6pp |
| Employer contribution / active EE | $2,297 | $3,104-26.0% | $3,871-40.7% | $2,757-16.7% |
| Participant deferral / active EE | $4,635 | $3,871+19.7% | $5,060-8.4% | $4,300+7.8% |
| Admin fee / account holder | $547 | $6,719-91.9% | $8,388-93.5% | $6,925-92.1% |