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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,711 | $81,446-78.3% | $103,374-82.9% | $80,874-78.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 17.11% | 25.57%-8.5pp | 24.89%-7.8pp | 35.62%-18.5pp |
| Employer contribution / active EE | $2,297 | $3,107-26.1% | $3,869-40.6% | $2,756-16.6% |
| Participant deferral / active EE | $4,635 | $3,870+19.8% | $5,058-8.4% | $4,297+7.9% |
| Admin fee / account holder | $547 | $6,715-91.9% | $8,394-93.5% | $6,935-92.1% |