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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,270 | $111,535-72.0% | $105,223-70.3% | $137,256-77.2% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 11.51% | 237.85%-226.3pp | 180.65%-169.1pp | 220.34%-208.8pp |
| Employer contribution / active EE | $932 | $3,939-76.3% | $3,689-74.7% | $4,156-77.6% |
| Participant deferral / active EE | $4,324 | $5,500-21.4% | $5,072-14.7% | $6,407-32.5% |
| Admin fee / account holder | $4,971 | $9,721-48.9% | $8,859-43.9% | $12,270-59.5% |