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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,874 | $110,379-90.1% | $102,412-89.4% | $145,884-92.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.58% | 24.84%-11.3pp | 24.94%-11.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,760 | $4,216-34.5% | $3,870-28.7% | $4,662-40.8% |
| Participant deferral / active EE | $3,596 | $5,622-36.0% | $5,060-28.9% | $6,690-46.3% |
| Admin fee / account holder | $624 | $9,745-93.6% | $8,388-92.6% | $13,392-95.3% |