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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,263 | $111,814+178.4% | $93,654+232.4% | $145,959+113.3% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 16.09% | 203.30%-187.2pp | 133.34%-117.3pp | 561.95%-545.9pp |
| Employer contribution / active EE | $675 | $3,092-78.2% | $2,421-72.1% | $4,661-85.5% |
| Participant deferral / active EE | $675 | $4,914-86.3% | $4,413-84.7% | $6,689-89.9% |
| Admin fee / account holder | $9 | $10,246-99.9% | $8,282-99.9% | $13,398-99.9% |