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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,065 | $167,030-29.3% | $135,768-13.0% | $155,188-23.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 18.79% | 678.39%-659.6pp | 526.10%-507.3pp | 148.84%-130.1pp |
| Employer contribution / active EE | $2,315 | $4,132-44.0% | $3,394-31.8% | $4,248-45.5% |
| Participant deferral / active EE | $15,041 | $4,528+232.2% | $3,977+278.2% | $6,531+130.3% |
| Admin fee / account holder | $748 | $8,172-90.8% | $7,048-89.4% | $14,480-94.8% |