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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,065 | $154,754-23.7% | $124,206-4.9% | $138,895-15.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 18.79% | 709.28%-690.5pp | 515.27%-496.5pp | 145.39%-126.6pp |
| Employer contribution / active EE | $2,315 | $4,446-47.9% | $3,540-34.6% | $4,194-44.8% |
| Participant deferral / active EE | $15,041 | $4,621+225.5% | $3,968+279.1% | $6,396+135.2% |
| Admin fee / account holder | $748 | $6,690-88.8% | $5,929-87.4% | $12,562-94.0% |