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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,644 | $108,882+38.4% | $96,754+55.7% | $154,746-2.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 19.21% | 98.39%-79.2pp | 82.04%-62.8pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,440 | $3,018-19.1% | $2,679-8.9% | $4,379-44.3% |
| Participant deferral / active EE | $9,892 | $5,323+85.8% | $4,758+107.9% | $6,730+47.0% |
| Admin fee / account holder | $331 | $10,200-96.8% | $8,905-96.3% | $14,365-97.7% |