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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,264 | $75,541-74.5% | $152,093-87.3% | $82,637-76.7% |
| Participation rate | 51.9% | 66.5%-14.7pp | 77.8%-25.9pp | 68.1%-16.2pp |
| Annual return | 32.74% | 32.56%+0.2pp | 66.36%-33.6pp | 53.51%-20.8pp |
| Employer contribution / active EE | $1,481 | $2,622-43.5% | $4,175-64.5% | $2,552-42.0% |
| Participant deferral / active EE | $3,195 | $3,206-0.3% | $5,451-41.4% | $4,126-22.6% |
| Admin fee / account holder | $359 | $6,405-94.4% | $14,497-97.5% | $7,339-95.1% |