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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,099 | $111,535+61.5% | $105,223+71.2% | $137,256+31.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 18.73% | 237.85%-219.1pp | 180.65%-161.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $3,439 | $3,939-12.7% | $3,689-6.8% | $4,156-17.3% |
| Participant deferral / active EE | $12,567 | $5,500+128.5% | $5,072+147.8% | $6,407+96.1% |
| Admin fee / account holder | $2,018 | $9,721-79.2% | $8,859-77.2% | $12,270-83.6% |