Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 8-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,223 | $106,749-14.5% | $145,433-37.3% | $82,448+10.6% |
| Participation rate | 55.9% | 75.6%-19.7pp | 82.1%-26.2pp | 68.1%-12.1pp |
| Annual return | 25.19% | 27.59%-2.4pp | 66.58%-41.4pp | 41.64%-16.4pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $8,763 | $6,519+34.4% | $7,897+11.0% | $4,139+111.7% |
| Admin fee / account holder | $8,074 | $8,390-3.8% | $13,129-38.5% | $7,234+11.6% |