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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,991 | $29,670-15.8% | $56,054-55.4% | $80,911-69.1% |
| Participation rate | 23.6% | 41.7%-18.1pp | 52.5%-28.9pp | 67.6%-44.1pp |
| Annual return | 20.78% | 35.24%-14.5pp | 1705.95%-1685.2pp | 35.63%-14.8pp |
| Employer contribution / active EE | $421 | $670-37.2% | $1,039-59.5% | $2,756-84.7% |
| Participant deferral / active EE | $994 | $1,227-19.0% | $1,952-49.1% | $4,297-76.9% |
| Admin fee / account holder | $269 | $2,431-88.9% | $2,822-90.5% | $6,935-96.1% |