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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,663 | $154,228-33.4% | $145,433-29.4% | $137,256-25.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.97% | 74.59%-62.6pp | 66.58%-54.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $3,066 | $4,804-36.2% | $4,554-32.7% | $4,156-26.2% |
| Participant deferral / active EE | $7,146 | $8,216-13.0% | $7,897-9.5% | $6,407+11.5% |
| Admin fee / account holder | $20,752 | $14,344+44.7% | $13,129+58.1% | $12,270+69.1% |