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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,199 | $129,737-65.2% | $119,126-62.1% | $154,746-70.8% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 24.82% | 379.08%-354.3pp | 282.11%-257.3pp | 172.34%-147.5pp |
| Employer contribution / active EE | $50 | $4,375-98.9% | $4,034-98.8% | $4,379-98.9% |
| Participant deferral / active EE | $5,665 | $5,842-3.0% | $5,318+6.5% | $6,730-15.8% |
| Admin fee / account holder | $85 | $11,961-99.3% | $10,693-99.2% | $14,365-99.4% |