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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,163 | $76,522-93.3% | $56,033-90.8% | $145,884-96.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 14.68% | 3014.28%-2999.6pp | 1711.38%-1696.7pp | 551.85%-537.2pp |
| Employer contribution / active EE | $973 | $1,382-29.6% | $1,041-6.5% | $4,662-79.1% |
| Participant deferral / active EE | $1,191 | $2,624-54.6% | $1,954-39.1% | $6,690-82.2% |
| Admin fee / account holder | $508 | $3,328-84.7% | $2,827-82.0% | $13,392-96.2% |