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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,304 | $126,661-55.5% | $113,397-50.3% | $138,895-59.5% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.5%-9.8pp | 79.9%-13.3pp |
| Annual return | 18.94% | 25.05%-6.1pp | 23.20%-4.3pp | 145.39%-126.5pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $11,323 | $5,693+98.9% | $5,076+123.0% | $6,396+77.0% |
| Admin fee / account holder | $693 | $14,549-95.2% | $11,957-94.2% | $12,562-94.5% |