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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,957 | $172,111-29.1% | $150,298-18.9% | $137,256-11.1% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 20.86% | 69.37%-48.5pp | 62.79%-41.9pp | 220.34%-199.5pp |
| Employer contribution / active EE | $1,882 | $4,636-59.4% | $4,154-54.7% | $4,156-54.7% |
| Participant deferral / active EE | $3,803 | $6,166-38.3% | $5,453-30.3% | $6,407-40.6% |
| Admin fee / account holder | $183 | $16,471-98.9% | $14,116-98.7% | $12,270-98.5% |