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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,716 | $149,040-94.2% | $120,225-92.8% | $137,256-93.7% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 23.46% | 605.68%-582.2pp | 439.23%-415.8pp | 220.34%-196.9pp |
| Employer contribution / active EE | $564 | $4,350-87.0% | $3,475-83.8% | $4,156-86.4% |
| Participant deferral / active EE | $740 | $4,655-84.1% | $3,999-81.5% | $6,407-88.5% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |