Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,702 | $108,912-71.8% | $100,383-69.4% | $145,959-79.0% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 15.29% | 57.96%-42.7pp | 49.26%-34.0pp | 561.95%-546.7pp |
| Employer contribution / active EE | $3,271 | $4,423-26.1% | $3,944-17.1% | $4,661-29.8% |
| Participant deferral / active EE | $4,058 | $8,451-52.0% | $8,086-49.8% | $6,689-39.3% |
| Admin fee / account holder | $2,481 | $9,690-74.4% | $7,900-68.6% | $13,398-81.5% |